Aren’t computers the worst?
As we have become more and more reliant on them, and as they have sort of wormed their way into all sorts of important business functions, they have become infallible gods, whose word is law.
Maybe it’s because I write computer programs every day, so I know how prone they are to error (at least the ones I write! :-P). But then again, doesn’t everybody have experience with crappy computer programs (I mean, come on, the vast majority of us use Windows, right?)
The other day I got a letter from a collection agency. This is not something I see every day, and it caused me quite a bit of panic. It turns out the charge was only $10, but I was still imagining legal action and destroyed credit.
The thing I couldn’t figure out was, how did I not pay this bill? It was from the doctor’s office, and we’ve obviously paid many bills before and after. How could they not get ahold of us in their “repeated attempts”, when every other bill is fine. My wife WORKS there, and they couldn’t get ahold of us?
Something seemed fishy. For all I know, this company is scamming me for $10! That made more sense to me than there was one bill that they couldn’t get ahold of me for, while we are meanwhile paying all these other bills.
So the first thing I did was call the hospital. I spoke to 2 different billing divisions, and they both agreed I had no balance. Ah ha! Gotcha! So I called the collection agency back. (several times in fact, since their “computer system was down” and they would “call me back later” which they never did) Finally, they verified that it was one of the two billing departments I had spoken to previously.
Me: “But I already spoke to them, and they said I didn’t owe anything.”
Lady: “Well, if that’s the case, then they can email us and we will close the account.”
::sigh:: Very well.
I called the number she gave me and spoke to the same department I spoke to before.
Billing person: “Yes, you do have an outstanding balance, but it’s not with us, it’s with the other billing department.”
Me: “I just got off the phone with the collection agency, and they said it was you. They gave me this number.”
Billing person: “Well I just got off the phone with them and they said it’s the other department.”
Oookay, so I called the original billing office back:
Billing person: “Yes, you do have an outstanding $40 balance”
Me: “…but the collection agency is saying I only owe $10.”
Billing person: “Well, they should be telling you you owe $40.”
Okay, so now my head is starting to spin. First I didn’t owe anything, now suddenly I do. First I owed $10, now I owe $40. And why doesn’t anybody know who I’m supposed to owe money to??
But, of course, nobody knows nothing. It’s just in the computer that way, there’s nothing we can do about it.
Eventually we figured out that my guarantor (billing) address was incorrect (because I asked them to check, not because they suggested it). At some point the patient address had been changed, but the guarantor address had not been updated in the computer. Since Sara is the guarantor for herself and the kids and her guarantor address is correct, all of the other bills had been sent to the right location.
Now here’s the thing. If we can’t question the almighty computer because it is all-knowing and all-wise, then how come it wasn’t smart enough to get ahold of me. Supposedly, they’re trying and trying, doing anything they can to get ahold of me. And yet they never tried the other address they have for me? They never used the phone number? They never looked at the address for my spouse or children? Hit me up for the money when I called to pay a different bill? They never WALKED DOWN THE HALL to where my wife was working? Nope, collection agency.
VERY WELL. We have the root problem identified and fixed, so let me just pay up and be done with it.
Well, the hospital told me to pay the collection agency, but the collection agency couldn’t find any record of the other $30 the hospital said I owed. So then I had to pay $10 to the collection agency and $30 to the hospital.
I wanted confirmations of all of these payments, especially from the hospital, so I didn’t somehow end up double paying when the collection agency finally turned up the bill for the other $30 that they couldn’t find. But when I get the confirmation email from the hospital, MY BILLING ADDRESS IS WRONG.
Back on the phone with them and the lady says, “Ha ha, I can see the address is in there, but she didn’t actually switch it over yet. Maybe she was going to do that later, but I can just do it now.”
I find absolutely nothing funny about this.
If it takes 2 seconds to do, and she could do it while I was on the phone, why didn’t the first lady just do it, instead of saving it for later? And why in the world would I have any faith that it is going to work the second time?
And by the way, the original (wrong) billing address had a typo in the street name to begin with, so even the wrong address was wrong.
So none of this is my fault, of course (nor is it apparently the fault of anybody I spoke to on the phone), but I have to be the one to do all the work to resolve it. Everybody just shrugs and says, “Sorry sir, computer mistake. Nothing we can do about it.” All’s well that ends well, I suppose, and they assured me that this won’t affect my credit. But isn’t it up to the person who wants my money to shoulder some of this burden? Or the collection agency? Or somebody besides me? ANYBODY besides me??