Identity theft, what a pain!  Victimless crime my pa-toot.

Someone got ahold of Sara’s info somehow, or maybe just a name and password and opened up a credit card in her name.  Then they made $1,000 in charges to a seemingly fake company.  We wouldn’t even have known about it except for the debt collectors calling to collect on the bills we are not paying on the charges we didn’t make on the credit card we didn’t know about.  We are working through the fraud department and it looks like we won’t have to pay anything, but it is a super hassle.  First off, we have to put a freeze on Sara’s credit to make sure whoever doesn’t open up more accounts.  Second off, we have to live in fear that there are more bombshells out there waiting to get us.  Hopefully this is an isolated incident.

I somehow can’t believe we are not going to have to pay that $1,000.  How can credit card companies continue to do business when they are hemorrhaging money to criminals like that?  Oh yeah, that’s right, by charging the heck out of the rest of us…